Introduction
At CodeXcel Solutions we bring practical, hands-on experience in delivering complex fintech solutions. Our team has successfully supported financial institutions with business analysis, system design, API integration, and end-to-end project implementation.
CodeXcel Solutions has successfully partnered with licensed banks and electronic money institutions (EMIs) operating under diverse regulatory frameworks across multiple regions, including:
- The Eurozone
- The United Kingdom
- Canada
- Asia
These engagements involved clients regulated under local and EU payment directives, requiring both precision and adaptability in solution delivery.
Scope of Work
Our core contribution includes comprehensive business and systems analysis, structured documentation, and full-cycle testing for the integration of both proprietary and third-party core banking platforms.
Key Activities
- Elicitation and validation of functional and technical requirements
- End-to-end design of payment flows, including SWIFT, SEPA, and SEPA Instant
- Interface mapping and alignment with API specifications
- Coordination of integration testing and User Acceptance Testing (UAT)
- Support for integration of P2P payment capabilities
These projects have enabled our clients to modernize their payment infrastructure, expand digital services, and ensure compliance with international financial standards.
Special Focus Areas
Deep expertise in the ISO 20022 messaging standard, enabling high-quality data exchange and interoperability across SWIFT, RTGS, ACH, and instant payment systems
Implementation of Confirmation of Payee (CoP) and Verification of Payee (VoP) schemes to meet fraud prevention regulations
Participation in pilot programs and compliance testing under European Payment Council (EPC) and EBA Clearing initiatives
Conclusion
Our proven project delivery in highly regulated environments ensures that clients not only meet compliance mandates, but also gain a competitive edge in the evolving fintech landscape.
CODEXCEL SOLUTIONS 